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Card Holder Agreement

A written statement, required by Federal Reserve regulations, outlining the terms and conditions of the credit card account. The cardholder agreement must detail the annual percentage rate, monthly minimum payment formula, annual fee, and cardholder's rights in billing disputes. Changes can be made to the cardholder agreement, but the cardholder must be notified according to state imposed rules.

Previous Credit Card Term: Bankruptcy

Next Credit Card Term: Card Issuer

* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms and conditions on issuers website.