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Terms that begin with G

Grace Period

A grace period is the time period during which you can pay off your credit-card charges without any additional finance charge, this is typically somewhere between 20 and 30 days. Keep in mind that not all credit cards offer a grace period. And, the grace period usually only applies when you pay off your balance in full every month. If you carry a balance forward, you'll still be subject to a finance charge. Also, the grace period usually does not apply to cash advances, which may begin to accrue interest immediately.

Previous Credit Card Term: Go-to rate

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* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms and conditions on issuers website.