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Fixed Rate

A fixed rate is an Annual Percentage Rate (APR) of interest that is connected to a mortgage or loan where the APR is fixed, or not explicitly tied to changes in other interest rates. Keep in mind that this rate can also change, but typically not with the frequency of a mortgage or loan that is based on a variable rate.  If you have a credit card and  the card issuer determines they are going to change the rate you are being charged for using your credit, the card company is required to notify you before changing your rate, to give you the opportunity to cancel your card.  Your APR may also be subject to change based on the timeliness of your payments.

Previous Credit Card Term: Financial Assistance Agency

Next Credit Card Term: Floor Limit

* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms and conditions on issuers website.