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GLOSSARY TERMS
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Annual Percentage Rate (APR)

Annual Percentage Rate, or APR, is the interest rate paid on the outstanding balance of a credit card line of credit and is generally expressed as a yearly interest rate. The APR is essentially a measure of the cost of credit. This rate may be subject to change, based on the terms of the card and whether the rate is fixed or variable. Also, you may be charged different APRs for different transactions. For example, cash advances are usually charged at a higher rate with no grace period.


Previous Credit Card Term: Annual Fee

Next Credit Card Term: Application fee


* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms and conditions on issuers website.