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A creditor is any individual or business entity that is owed money or other form of payment by a debtor. Typical creditors include individuals, banks, mortgage lenders, credit card companies, retailers and other businesses that extend credit or issue loans to consumers.

Previous Credit Card Term: Credit Scoring System

Next Credit Card Term: Current Balance

* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms and conditions on issuers website.