The Learning Center
GLOSSARY TERMS
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Personal Credit

In the simplest terms, your personal credit is your reputation for paying your debts on time. Your personal credit is a history of your loan payments, consumer credit payments, and a risk analysis of your debt to income.


Previous Credit Card Term: Periodic Rate

Next Credit Card Term: Personal credit history


* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms and conditions on issuers website.