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Terms that begin with F
Fair Credit Reporting Act (FCRA)
The Fair Credit Reporting Act (FCRA) was established in 1970 as federal law in the United States. This law is designed to regulate the collection, distribution, accuracy, and use of consumer information contained in credit reports. The FCRA along with the Fair Debt Collection Protection Act (FDCPA) make up the base of consumer credit rights within the U.S.
Under the FCRA the credit reporting agencies must:
Under the FCRA any entity which provides information to the credit agencies must:
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