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Authorization is the act of insuring that a credit card holder has adequate funds available on their line of credit. A positive authorization results in an authorization code being generated, and the funds being set aside in the amount of the credit card transaction in question. The cardholder's available credit limit is reduced by the authorized amount.

Previous Credit Card Term: Authentication

Next Credit Card Term: Authorization Amount

* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms and conditions on issuers website.