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Available Credit

The available credit on a credit card account is the difference between the outstanding balance on your credit account and your credit limit. The available credit is essentially the amount of credit you have left to use on your account. If you manage your credit card properly, you should try to keep 15% of your Credit Limit available just in case of emergencies.

Previous Credit Card Term: Automated Teller Machine

Next Credit Card Term: Average daily balance

* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms and conditions on issuers website.