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A debtor, or borrower, is any individual that uses credit cards, holds a personal loan, is paying on a home mortgage, or borrows money from another company or individual with an agreement to repay the credit or loans over some period of time, typiclally with interest. In short, a debtor is an entity that owes a debt to a creditor. A debtor can be an individual or a business.

Previous Credit Card Term: Debt Consolidation

Next Credit Card Term: Default

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